Paiboc Analysis

PAIBOC ANALYSIS PP Slides for interest PAIBOC Analysis Note Use complete sentences and beseeming punctuation / grammar. Do not exceed wizard page. P What is your break up or your headings? What do you want your auditory sense to know, think, or do? The purpose of the message is to both educate students on the responsible use of belief and course reliance fares and to give them tools and examples of how to use debt responsibly. A Who is your target earshot? Describe the typical soulfulness in the group.What personal characteristics of your target audience are relevant to this message? The target audience would be Seniors in High School-Graduate educatees in College, primarily ages 18-24. Subtarget would be those who have micro or no direct experience managing finances or flush intimacy of such things as APR, juvenile- hires, e trulywhere-limit fees, and so forth Gender and ethnicity are irrelevant drop as defined within economic needs. I What information moldiness you include in the message?Information that must be include consists of relevancy of debt/credit consequences of irresponsible use of credit modes to conduct credit/debt and reasonable expectations of the use of credit. B How can you build comport for your position? What reasons or benefits forget your target audience find convert? Support is built through real-world examples, showing how much credit really courts, consequences to job, insurance, or king to be employed in certain industries ability to remain in school rather than drop break to tolerate for debt, etc. O What objections can you expect?How can you address the objections? near students live in the here and now, thinking little of future consequences objections go out be numerous but I need to get that x, y or z it was on sale its a great subscribe I needed to put up for dinner, etc. objections whitethorn be intercommunicate by helping students categorize expenses. C What aspects of the context or office might affect audience response? Invitation to seminar or professional consideration may have greater effect than, say, extemporaneous speaking at a cafA or bar. Standing outside a Mall and hard to persuade students not to perish will wishly have little effect.Heres the scenario its your first week a flair from home and on campus. You are registering for class, caught up in the excitement of new friends, experiences, new places to visit, and dozens of vendors handing out T-shirts, Frisbees, even Ipods so whats the catch? Each of these vendors is offering you a free credit ride, retributory sign up today no, you dont need a job, we combine college students. If you signed on the dotted line, youll not be alone over 75% of college students have at least two credit cards, and 60% have much than two.And, did you by chance require the meter to memorialize the fine print? Did you know that the first bill you receive, even if you dont spend a dime, will include a $50 activation fee? That your interest rate is almost %30 and that if you are even one day late on your payment youre charged a $50 late fee and your interest rate rises? Well, thats the reality of the situation, and yes, the government is onerous to regulate the industry and put guidelines on credit but ultimately, it is your obligation to manage credit.Credit is a relatively new concept in consumer economic science your grandparents had to save and purchase most things in cash exceptions were larger purchases uniform a home or car. Credit also has a cost to it which will vary depending on the situation and creditor. Credit is almost demand though, you cannot shop online without a credit or debit card you may need to purchase textbooks or an apartment deposit before your Student Aid notes arrives, or you may have a medical exam emergency or automobile repair that is essential for your life. However, consider the following real-world example.Seth, like you, received numerous credit card offers which he accepted. passably soon, he was feeling quite wonderful, knowing he had $5,000 in money that he could spend. Now Seth wasnt a brain, but he did sound in school, and make a lot of new friends who invited him out on a regular basis for pizza and beer. Of course, not wanting to seem cheap, Seth almost constantly bought a few pitchers and then there was that new DVD oh, and those fanciful tennis shoes and did we mention Seth met a special person and wanted to impress- the bill for that night out was only $400 easy, remediate?Within a few months, even though Seth had made his payments on time, his cards were maxed out he owed $5,000 to three credit card companies his monthly payments were right around $300, and, heres the focal point it will take Seth 11 years to pay off that slice of pizza he had last week, and instead of just owing $5,000, he will pay the credit card companies almost $10,000. What a great way to start a career, right, not to mention a family? Seths story isnt over. He cut his cards and tried to act responsibly and then it came time for his auto insurance enewal his rates increased 23% he called and assemble out it was because of his credit score. Doing a little research, Seth found out that not only does his bank and insurance company check his credit score but also potential employers, especially higher-end or proficient companies, have minimum upriseards before they will even interview. So, whats the smart way to manage credit its easy, and can be accomplished in just four simple steps 1. Use a debit card whenever possible especially for purchases like food, gas, and entertainment. Spend only what you can and support the urge for that immediate gratification. 2. Save your credit cards for emergencies not emergencies like a trip to Matzatlan, but real emergencies like healthcare, auto repair, textbooks, seminars, etc. Even then, manage your credit so that you can completely pay of X purchase in 6 payments maximu m. 3. Never be late on your credit card payment and always pay more than the minimum if an emergency happens, call the company, most will take a payment over the phone, although some with a small fee. 4. Avoid impulse dont carry your credit card to the bar, restaurant, etc. just in case. budget for the present and you will be budgeting for the future.PAIBOC 35 up, 18 down PAIBOC stand for purpose, audience,information, objection, context. This is most valuable thing you will ever learn in life. Without PAIBOC you are a loser and good for nothing. Just ask that face teacher from woodbridge. In real truth PAIBOC is a worthless peice of diddlysquat that is good for nothing and really wont get you anywhere. It seems as though even this teacher has not applied PAIBOC to everything because she is so bad at everything that she does. Below are some suggestions of when to use PAIBOC. while using the toilet- your purpose is to pee or poo. our audience is anyone that may be in the washr oom at that time. Information you recieve is whether you managed to go pee or poo. Benefits are feeling very relieved after. Objection is if nothing will come out and it objects. stage setting is the circumstances as to why you had to go pee or poo. interest ask yourself these questions before the next time you use the toilet. PAIBOC stands for Purpose, Audience, Information, Benefits, Objections and Context. It is an analysis proficiency that can be used to analyse whatever you want. However, it is particularly utilizable when analysing a piece of writing material (-ie- Portfolio or Novel).